LOAN PARTICIPATIONS

Specialized Expertise!

Loan Participations: Strengthening Your Portfolio with Strategic Growth

At NDBS, we understand the importance of managing liquidity, diversifying risk, and maximizing returns. Our Loan Participation program allows credit unions to collaborate by sharing loan opportunities, optimizing their balance sheets, and expanding their lending capabilities—all while maintaining strong member service.

Why Participate in Loan Participations?

Loan participations offer a strategic way for credit unions to:

Enhance Liquidity – Free up capital to fund new loans or other strategic initiatives.
Diversify Your Portfolio – Reduce concentration risk by expanding into different loan types or geographic areas.
Maximize Returns – Earn income from high-quality loans that align with your lending strategy.
Scale Lending Efforts – Provide members with larger loans while mitigating risk by sharing it with other institutions.
Strengthen Collaboration – Work with trusted credit union partners to grow together in a sustainable way.

How It Works

Our Loan Participation program is designed to be seamless and transparent. Whether you’re looking to buy participations to grow your loan portfolio or sell participations to improve liquidity, we facilitate the process with:

Competitive Pricing – Ensuring fair and market-driven participation opportunities.
Due Diligence Support – Providing comprehensive loan data and analysis.
Regulatory Compliance – Keeping transactions in alignment with NCUA guidelines and industry best practices.
Ongoing Servicing – Maintaining clear communication and reporting throughout the loan lifecycle.

Who Can Benefit?

Credit unions looking to deploy excess liquidity into performing assets.
Institutions needing to offload part of their portfolio to manage risk and balance growth.
Organizations aiming to expand their lending footprint without taking on additional overhead.

Get Started Today

Join a network of like-minded credit unions that leverage loan participations to drive financial strength and sustainability. Let’s explore how loan participations can work for you.

CONTACT US

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